Buying a home can be an exciting yet stressful time. Therefore, it is very important that we meet and go through a free homebuyers consultation so that you can clearly understand each step of the process and be fully prepared. This consultation will help me have a better understanding of what you and your family’s needs and wants are and for you and your family to understand the entire home purchase process as well as know about all the important timelines from start (looking at homes) to finish (me handing over your keys to your new home). Below are some important steps you will go through during the process.
Basic Steps For Buyers:
Buyers selects a Realtor
Buyers gets pre-approved by a Lender if a loan is needed
Buyers views homes with Realtor
Buyers selects a home and submits a contract to Sellers Realtor
If accepted by Sellers, Realtor opens escrow
Inspections are ordered and reviewed
Sellers disclosures are reviewed
Lender orders appraisal
Buyers informs Escrow company of home insurance company
Buyers receives final loan approval from Lender
Loan documents are prepared by Lender and sent to Escrow
Escrow company sends closing documents to Buyers
Buyers schedules an appointment to sign documents at Escrow office
Buyers deposit required funds at Escrow office
Signed loan documents are returned to the Lender for review
Lender “funds the loan”
Documents are recorded and Escrow is closed
Buyers get their keys from Realtor
Parties Involved In A Transaction
Realtor (Me)
Buyers (You)
Sellers
Lender (if applicable)
Escrow Holder
Appraiser
Inspectors
Property Tax Due Dates
The fiscal tax year commences on July 1 of each year, and ends on June 30 of the following year. Secured property taxes can be paid in two installments.
November 1st DUE
December 10th DELINQUENT
February 1st DUE
April 10th DELINQUENT
